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PAYSLIPS LOANS?

Get up to $100,000 paid within 60 min*

Online Loans for all Life's Moments

How UrgentLoans works

Our personal loan rates are customised to you and your circumstances. And we’ve got loans for just about anything you need. Learn how much you could borrow and what the repayments could be.

Apply Now

Our online application takes just six minutes to complete.

Accept our offer

We send you the loan terms. You accept with a secure SMS code. It couldn't be easier.

Get your funds

Our real-time funding means your funds are in your account on the same day.

Stay supported

We stick around to help with repayments, questions and credit score boosts.

Loan information*

Small Loans^1

Loan amount: $500 – $2,000 | Loan term: 16 days – 12 months | Fees: 20% establishment + 4% monthly (flat) | Other fees and charges may apply.

Example

Repayment

Weekly

Loan Amount

$1,000

Term

28 weeks

Establishment fee

$200

Total monthly fee (over 28 weeks)

$280

Total Repayable

$1,480

Medium Loans^2

Loan amount: $2,001 – $5,000 | Loan term: 9 weeks – 24 months | Fees: up to $400 establishment fee | Interest: up to 47.80% p.a| Other fees and charges may apply.

Example

Repayment

Weekly

Loan Amount

2,500

Term

28 weeks

Establishment fee

$400

Total monthly fee (over 28 weeks)

$394.74

Total repayable

$3,289

Large Loans^3

Loan amount: $5,001 – $100,000 | Term: Minimum 13 months – Maximum 72 months | Costs: Maximum charges: 48% comparison rate based on $10,000 repaid over 36 months.

Example

Repayment

Monthly

Loan Amount

$10,000

Term

36 Months

Total interest (over 36 months)

$9,038.96

Total repayable

$19,038.96

*Important Information & Disclaimer

Under the current legislation, most small personal loan providers don’t charge an annual interest rate% (you’ll know this as an APR). The maximum you will be charged is a flat 20% establishment fee and a flat 4% monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. 

The comparison rates shown are based on the examples provided and may not include all fees and charges. Different loan amounts, terms or fee structures may result in different comparison rates depending on the lender that finances your loan.

The information on this website is general information only and does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to individual credit assessment. Examples are for illustrative purposes only and do not constitute an offer of credit.

All applications are subject to credit provider, applicant’s eligibility and credit assessment. Terms, fees and costs vary by lender and individual circumstances.

Trusted by Australians

Safe and Secure. 5 min application*

What Our Customers Say

Don’t just take our word for it – hear from real customers who got UrgentLoans.

Frequently Asked Questions

Got questions? We’ve got answers
How long does the application take?

Our online application takes less than 5 minutes* to complete.

Most customers receive their funds within 24 hours of approval.

You will need 100 points of ID and your recent bank statements.

Yes, you can pay out your loan early at any time without penalty.

Yes, we perform credit checks as part of our responsible lending obligations.

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